Free personalized estimate
Find out how much a Roth conversion could save you
Every dollar in a traditional IRA or 401(k) is taxed when it comes out, at rates up to 37%. A planned Roth conversion pays that tax on your schedule, at a rate you choose, so the money can grow and come out tax-free later.
What your estimate shows
- Your projected required minimum distributions (RMDs) and the tax on them
- How much to convert each year to stay in a bracket you choose
- The effect on your Medicare premiums and Social Security taxes
- Options to protect the money from market drops while you convert
What happens next
A licensed professional reviews your answers and contacts you, usually within one business day, to go over your estimate. There is no cost and you're under no obligation. If you later choose to buy an insurance product such as an annuity, they may earn a commission.
Want to try the numbers yourself first? Use our Roth conversion tax calculator or RMD calculator.